See which tax and retirement strategies probably apply to you.
A couple of minutes. Ranges only, and "don't know" is a fine answer. At the end you'll see the strategies that likely apply to you, an estimate of what each could be worth, and what to look at first.
At the end we'll ask for your name and email, so we can show your results on screen and send you your guide. No sales call unless you ask for one. We don't sell your answers. Privacy policy.
Same $100,000. Four different tax bills.
| Converted in your lowest-income years | $12,000–$22,000 |
| Taken as required withdrawals, as a couple | about $24,000 |
| Taken by a surviving spouse, filing single | about $32,000 |
| Inherited by children in their peak earning years | $32,000–$35,000 |
Two different jobs.
| Filing (April) | Planning (before December 31) | |
|---|---|---|
| Looks at | Last year | This year and the next ten |
| Deductions | Reports the ones you had | Creates new ones: plan deposits, depreciation, timing |
| Roth conversions | Reports one if you did it | Sizes it to the room the plan made |
| Who's involved | Your preparer | Your CPA, advisor and attorney, working from one plan |
They have someone whose whole job is to plan across all of it: the tax return, the investments, the retirement accounts, the business and the estate, with specialists brought in when a strategy calls for one. Decisions get made before the year ends, in one plan, instead of reported after it.
That's what we do, for households and business owners who've built something worth planning.
The rest of the check, about 3 minutes, looks at your business, property and giving: the places the room to create your own window comes from. You'll see your full results on screen and get your guide by email.
A direction from your answers, not advice. The $100,000 table illustrates 2026 federal brackets: 12–22% in low-income years and about 24% on required withdrawals for a married couple, about 32% for a surviving spouse filing single, and 32–35% for heirs in their peak earning years. "Typically kept" uses the same method as the rest of this check: 1–5% of pre-tax savings over a lifetime, capped at $150,000. Examples are illustrations, not projections. How we estimate. Educational only, not tax, legal or investment advice.
Where should we send your results?
You'll see your results on the next screen right away. We'll also email you your guide.
By continuing you agree we may email you about your results and our planning service. Unsubscribe any time. Reply "unsubscribe" to any email and we won't email you again. No call from us unless you tick the box or book one.
We don't sell your answers. We use them to prepare your results and, if you want, a conversation about them. Privacy policy. Educational only, not tax, legal or investment advice.
Estimates from your answers. Yearly, one-time and lifetime amounts are shown separately; we never add them together. The yearly figure is capped at 60% of the federal tax you told us you pay, and year-end planning is never added on top of the other yearly items. How we estimate.
If we work together, our specialists look at every item above at no extra charge.
Or reply to the email we send you. Reference
Want us to look at the rest?
A few quick questions about life insurance, protection and how your professionals work together. They don't change the tax figures above.
Book your Year-End Tax Plan:
Each range is an illustrative estimate from your answers, using 2026 tax rules and published studies. It shows rough size so you can see what's worth a closer look. Some items won't apply once we see your documents, and a range can start near zero. This is educational only, not tax, legal or investment advice; a qualified tax professional has to check your actual return before you act on anything. How we estimate these numbers.