Tax Planning - The Capital Warehouse

Planned before the year ends

We don't prepare tax returns. Your CPA keeps doing that. What we add is a written plan each fall, while the moves still count: timing income and deductions, retirement contributions, charitable gifts, and whether a Roth conversion (moving pre-tax retirement money into a Roth account and paying the tax now, in a year you choose) makes sense.

Then we review last year's return for what was missed, and make sure your CPA has the plan before filing season. Your CPA hears about anything we find before it is decided.

For business owners

If you own a business, the plan covers the business and you together: a cash balance plan (a bigger retirement plan for owners), a cost segregation study on a building you own (an engineering study that speeds up depreciation), how the business is set up and how you pay yourself, and pre-sale tax planning if a sale is two to five years out.

Each item is reviewed by a specialist from our bench: tax attorneys, CPAs and IRS-licensed tax pros, cost segregation engineers, retirement plan designers. If we work together, the review is at no extra charge. If something is worth doing, the specialist quotes the work first, and you decide.